MSME schemes in Haryana 2025 are built around three big ideas:
Make it easier to start and run MSMEs with clear fiscal incentives.
Take industry beyond Gurgaon/Faridabad into all 143 blocks.
Support clusters, rural industry and stressed MSMEs, not just big factories.
This guide explains the key state and central MSME schemes relevant to Haryana, in plain language – plus how to combine them smartly at different stages of your business.
Table of Contents
1. Haryana MSME Snapshot – Why This State Matters
Haryana is no longer just about Gurgaon & Manesar – it’s building a broader MSME ecosystem:
Strong MSME presence in auto components, engineering, textiles, IT/ITeS, food processing and logistics.
State-level commitment to MSMEs through Haryana Enterprises and Employment Policy (HEEP) 2020 and separate MSME-focused schemes.
In 2025, Haryana is rolling out mini industrial parks in all 143 blocks under the PADMA initiative, with plug-and-play sheds for MSMEs.
A ₹170+ crore cluster development plan is creating MSME clusters with shared testing, training and R&D facilities.
For a small entrepreneur, this means a rare mix of:
Aggressive cluster and park building,
Attractive fiscal incentives, and
Dedicated MSME directorate & schemes.
2. First Step: Core Registrations & Portals in Haryana
Before using any scheme, get your basics right.
2.1 Udyam Registration (MSME ID)
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Central MSME registration that classifies your firm as Micro, Small or Medium.
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Mandatory for most state and central MSME benefits. MSME Ministry
Short CTA – Udyam Help
Need help with Udyam/MSME registration or corrections?
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2.2 Invest Haryana / HEPC Single Window
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Invest Haryana portal is the state’s digital single window for approvals and incentives.
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The Haryana Enterprises Promotion Centre (HEPC) functions as the single-roof clearance and aftercare system.
You use this when:
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Setting up a factory/park-based unit
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Applying for CLU, building plan, pollution, etc.
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Tracking clearances and some incentive claims.
2.3 Directorate of MSME, Haryana
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Dedicated Directorate of Micro, Small & Medium Enterprises with its own site, schemes, and cells (e.g., Access to Finance, Market Development & Export Promotion).
This is where you see:
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MSME-specific schemes list
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Notifications, formats, and contact details
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PADMA & rural/cluster schemes pages
3. Policy Framework for MSMEs in Haryana
Haryana has layered policies rather than a single MSME law:
Haryana Enterprises and Employment Policy (HEEP) 2020
Core policy defining SGST reimbursement, interest subsidy, electricity duty exemption, stamp duty refund, employment generation subsidy, etc., across A/B/C/D block categories.
Haryana MSME Policy 2019 / MSME-focused incentives
Adds MSME-specific support for infrastructure, interest subsidy, technology upgradation, cluster development and more.
PADMA – Programme to Accelerate Development for MSME Advancement (2022, updated 2024)
New flagship initiative with its own capital subsidy, cluster infra, branding/export, entrepreneurship and interest subsidy schemes.
Sectoral Policies
Example: Haryana AatmaNirbhar Textile Policy 2022–25 with capital subsidy, interest subsidy and SGST reimbursements for textile MSMEs.
All your MSME incentives in Haryana sit somewhere in this combination.
4. Core Fiscal Incentives for MSMEs (HEEP/MSME Policy)
Under HEEP 2020 and MSME-focused notifications, typical incentives available to MSMEs include:
4.1 Investment Subsidy on SGST
Reimbursement of a percentage of Net SGST for new units, especially in B, C & D category blocks, for a specific number of years.
Higher % and longer duration for more backward blocks and priority sectors.
4.2 Interest Subsidy & Credit-Linked Interest Subsidy
The Directorate’s “Access to Finance” page lists:
Credit Linked Interest Subsidy Scheme
Interest Subsidy Scheme (general MSMEs)
Interest Subsidy Scheme for Artisans
These provide interest rebates on term loans to reduce effective cost of borrowing; exact rates and caps depend on the specific notification/year.
4.3 Power Tariff / Electricity Duty Benefits
Electricity Duty Exemption and Power Tariff Subsidy for micro & small units in C and D blocks, e.g. subsidy like ₹2 per unit up to a specified load in older HEEP documents.
4.4 Stamp Duty & Registration Fee Refund
Stamp Duty Scheme offering partial or full refund of stamp duty on land and certain loan/lease documents for eligible MSMEs.
4.5 Employment Generation Subsidy
HEEP 2020 explicitly lists employment generation subsidies, especially in backward blocks and priority sectors, often linked to EPF-registered jobs.
These incentives make it cheaper to:
Acquire land/sheds
Pay power bills
Service loans
Generate formal employment
5. PADMA Schemes & Mini Industrial Parks (2025 Focus)
PADMA is Haryana’s new big push specifically for MSME advancement:
5.1 What is PADMA?
Programme to Accelerate Development for MSME Advancement (PADMA) is a comprehensive MSME initiative notified by the Directorate of MSME and re-notified in 2024.
The PADMA schemes include:
PADMA Capital Investment Subsidy Scheme
PADMA Cluster Infrastructure Development Scheme (PCIDS)
PADMA Designing, Branding, Marketing & Exports Promotion Scheme
PADMA Entrepreneurship Acceleration Scheme
PADMA Interest Subsidy Scheme
These are layered on top of HEEP/MSME policy benefits.
5.2 Mini Industrial Parks in All 143 Blocks
Under PADMA, Haryana plans mini industrial parks in all 143 blocks, each with:
At least 10 plug-and-play sheds with shared infrastructure
Utilities and basic compliances pre-arranged
Faster start for manufacturing MSMEs (“cluster plug and play”)
As of late 2025:
16 proposals received,
7 projects fully approved, and
More in-principle approvals underway.
5.3 Cluster Development & Shared Facilities
The state has announced a ₹170 crore cluster development plan:
11 MSME clusters with combined investment of ~₹170 crore, plus additional cluster grants.
Shared testing centres, training institutes and research hubs for MSMEs. Practical takeaway:
If you’re planning a new MSME in Haryana, check whether you can locate in a PADMA mini park or notified cluster – you might get:
Ready-made sheds
Better infrastructure
Priority in capital/interest subsidies and marketing support
6. Haryana Gramin Udyogik Vikas Yojna – Rural Micro Units
This scheme targets rural micro enterprises in Haryana.
6.1 Objective & Benefits
The Haryana Gramin Udyogik Vikas Yojna (H-GUVY) provides:
Capital Subsidy – e.g. around 15% of project cost, with caps like:
Up to ₹20 lakh for general category
Up to ₹25 lakh for women and SC beneficiaries
Interest Subsidy – about 7% interest subsidy on term loan, up to a defined annual cap, typically for 7 years.
DG Set Subsidy – e.g. ₹8,000 per KVA up to 50% of DG set cost (for units needing backup power).
6.2 Who Should Look at This
Rural entrepreneurs starting micro manufacturing/service units
People looking to formalise a village-level enterprise with proper finance and subsidy
Units that don’t fit into big industrial parks but can thrive in rural clusters
7. Haryana MSME Revival Interest Benefit Scheme – For Stressed Units
This is Haryana’s revival scheme for MSMEs under stress, introduced around 2020 and still referenced by NABARD and official sources.
7.1 Key Idea
Provide 100% interest benefit (up to 8% p.a.) on term/working capital loans taken to pay wages and other expenses,
Up to a maximum of ₹20,000 per employee, for a limited period.
This effectively reimburses interest costs on specific loans taken by MSMEs to keep operations and employment running during difficult times (like Covid or similar shocks).
7.2 When to Use It
If your MSME is:
Facing cash-flow crunch,
Taking fresh loan specifically to pay wages/essential expenses, and
Located and operating in Haryana,
then check with your bank and DIC if the revival scheme (or any updated version) is active and applicable.
8. Other MSME Support: Interest Subsidy, Freight & Export Promotion
Beyond the big schemes, Haryana also gives smaller but very useful supports:
8.1 Access to Finance Suite
The Directorate’s Access to Finance page lists:
Haryana MSME Revival Interest Benefit Scheme
Credit Linked Interest Subsidy Scheme
Investment Subsidy on VAT/SGST
Interest Subsidy Scheme (general MSMEs)
Interest Subsidy Scheme for Artisans
Stamp Duty Scheme
Electricity Duty Exemption
These provide a mix of cost relief on loans, taxes and utilities.
8.2 Market Development & Export Promotion
The Market Development & Export Promotion Cell handles:
Market Development Assistance
Freight Subsidy
Export Awards and guidance
Useful if you’re moving into inter-state or export markets and need some support with promotion and logistics.
8.3 Sector Policies – Example: Textile MSMEs
The Haryana AatmaNirbhar Textile Policy 2022–25 gives textile MSMEs:
Capital investment subsidy
Interest subsidy on term loans
Investment subsidy in lieu of Net SGST
Green production and skill training support
If you’re in textiles or a sector with its own policy, always check sector schemes in addition to generic MSME schemes.
9. Central MSME Schemes You Can Use from Haryana
All India-wide MSME schemes apply in Haryana as well. Key ones:
9.1 PMEGP – Prime Minister’s Employment Generation Programme
Credit-linked subsidy for new micro-enterprises.
Margin money subsidy approx 15–35% of project cost (depending on category & area).
Implemented via KVIC, DICs and banks.
9.2 CGTMSE – Collateral-Free Credit
Credit guarantee cover for banks so they can lend to MSMEs without collateral up to a certain limit.
You don’t apply separately – your bank includes your loan under CGTMSE.
9.3 Cluster, ZED, Technology & Export Schemes
MSE-CDP, ZED, lean manufacturing, design, incubation and export promotion schemes – as detailed in the central MSME booklet.
Use these in combination with Haryana’s PADMA & HEEP benefits.
10. Stage-Wise Roadmap: Which Scheme to Use When
Think in stages, not isolated schemes.
Stage 1 – Idea & Launch
Get Udyam registration, GST (if applicable) and basic licences.
Check if your location falls in a PADMA mini park or notified cluster – if yes, explore plug-and-play sheds.
For rural micro units, see Haryana Gramin Udyogik Vikas Yojna for capital + interest subsidy.
Consider PMEGP for credit-linked subsidy if you’re a new micro entrepreneur.
Stage 2 – Stabilising & Claiming Incentives
Route approvals via Invest Haryana / HEPC.
Once investments are done and commercial production starts, apply for:
Investment Subsidy on SGST
Interest subsidy on term loans
Power tariff / electricity duty benefits
Stamp duty refund
Stage 3 – Growth, Branding & Export
Make use of PADMA capital subsidy, cluster infrastructure and branding/export schemes, especially if you’re in one of the new clusters or mini parks.
Use Market Development & Export Promotion Cell for freight assistance and market development.
Tap central schemes for ZED, design and market development.
Stage 4 – If You’re Under Stress
If you’ve taken loans to pay wages or keep operations running, ask your bank and DIC whether the Haryana MSME Revival Interest Benefit Scheme (or any updated version) can reimburse part of your interest.
Keep loan documents, wage lists and Udyam details ready before applying.
11. How to Apply Smartly – Checklist & Common Mistakes
11.1 Application Checklist
Before applying for any Haryana MSME incentive, keep ready:
Udyam Registration certificate
PAN, Aadhaar, address proof of promoters
Partnership/LLP/Company incorporation documents
Detailed project report (cost, means of finance, sales, employment)
Land/shed allotment letter, sale deed or lease deed
Bank loan sanction letters & statements
GST registration and last few returns
Invoices and payment proofs for plant & machinery and civil works
Power connection details and electricity bills
Any sector-specific certificates (textile, food, pollution, etc.)
11.2 Common Mistakes to Avoid
Ignoring block/category differences – Incentive percentages vary by A/B/C/D blocks; pick location consciously.
Not using Invest Haryana / HEPC – Reduces traceability and ease of claiming incentives later.
Messy documentation & cash payments – non-GST bills or cash purchases often get rejected in subsidy scrutiny.
Not declaring your true category – Women/SC/ST/rural entrepreneurs missing out on higher subsidy under schemes like H-GUVY.
No follow-up with DIC/MSME directorate – incentives often move faster when you respond quickly to queries and upload missing documents.
12. FAQs – MSME Schemes in Haryana
Q1. Are Haryana MSME schemes only for big industrial units?
No. Many schemes like Haryana Gramin Udyogik Vikas Yojna, interest subsidy and PADMA mini parks are specifically designed for micro and small units, including rural enterprises.
Q2. Do I need to set up inside a PADMA mini park to get benefits?
Not necessarily. HEEP and MSME policy incentives are available to units across Haryana, but PADMA parks and clusters may offer additional advantages like plug-and-play sheds, shared facilities and dedicated PADMA subsidies.
Q3. I’m a rural entrepreneur planning a tiny manufacturing unit. Which scheme should I look at first?
Start with:
Haryana Gramin Udyogik Vikas Yojna for capital and interest subsidy,
Udyam registration, and
Possibly PMEGP if you need a credit-linked subsidy loan.
Q4. Where can I see the latest notifications for Haryana MSME schemes?
msme.haryana.gov.in – Directorate of MSME (schemes, PADMA, H-GUVY, notifications).
investharyana.in – Policies (HEEP, MSME policy PDFs), Invest Haryana single window info.
Your local District Industries Centre (DIC) – for on-ground clarifications and document checks.
Understanding schemes is one thing. Knowing which 2–3 apply to your exact business is the real challenge.
That’s why we built Eudyamaadhar.org.
We break down state-wise MSME schemes in simple, founder-friendly language.
Show how state policies (like HEEP, PADMA) and central schemes (PMEGP, CGTMSE, etc.) overlap.
Keep updating guides when new policies (like Haryana’s PADMA parks) are announced.
👉 For a complete comparison of MSME schemes in every state, visit our pillar guide:
State-Wise MSME Schemes in India 2025 – https://eudyamaadhar.org/state-wise-msme-schemes-in-india-2025/
Bookmark this Haryana page along with the main overview at
https://eudyamaadhar.org/state-wise-msme-schemes-in-india-2025/ so you always know which state offers which subsidy, loan or support.
And if you don’t want to struggle with Udyam forms and portal errors:
Need help with Udyam/MSME registration or updates?
Contact Eudyamaadhar at 🌐 eudyamaadhar.org or 📞 +91 92412 50551 and get it done correctly in one go.